Employee Benefits Broker for Minnesota Businesses
We know insurance, so you don’t have to.
We help employers design, manage, and simplify health, dental, vision, life, and disability benefits — plus HR onboarding and benefits administration systems.
Employee Benefits Broker for Minnesota Businesses
EMEX Benefit Systems, Inc in St Michael, MN is a licensed life and health insurance agency specializing in:
- Small businesses (1–50 employees)
- Growing companies (50–150 employees)
- Employers without a dedicated HR team
- Business owners who want a more organized, hands-on benefits partner
Local. Dedicated. Experienced.
Running a business is hard enough — managing employee benefits shouldn’t be.
At EMEX Benefits, we partner with Minnesota employers to take the stress out of benefits. From plan design and renewals to employee support and onboarding systems, we help you stay organized, competitive, and confident in your benefits strategy.
We’re not a call center. We’re your local partner — here when you need us.
We represent dozens of carriers for medical, dental, vision, life & income protection options.
As new carriers come into the market, we adjust our offerings and bring them to you. This list does not represent them all.
Don't see what you are looking for? We are able to get appointed to new carriers quickly and are licensed in multiple states.
As an independent employee benefits broker based in St. Michael, Minnesota, we help businesses across Wright County, the Twin Cities, and surrounding areas with:
- Group health insurance for small and mid-sized businesses
- Dental, vision, life, and disability coverage
- Employee benefits strategy and cost control
- HR onboarding and benefits administration (EASE platform)
- Open enrollment support and employee education
- Ongoing service and compliance guidance
Simplify your Benefits & HR
Benefits don't have to be messy.
We help you streamline everything with modern tools and hands-on support:
- Digital onboarding for new hires
- Online benefits enrollment
- Centralized employee and benefits management
- Easy access for employees year-round
Control costs without
cutting value.
We help employers make smarter benefits decisions, including:
- Plan design strategies to reduce costs
- Contribution modeling
- Alternative funding options
- Carrier comparisons and negotiations
Our goal: help you offer competitive benefits while protecting your bottom line.
Why Businesses Choose EMEX Benefits
✔ Local, responsive support — you’re never just a number
✔ Real help with HR and onboarding (not just insurance)
✔ Benefits technology that keeps everything organized
✔ Year-round service for both employers and employees
✔ A partner who grows with your business
When we aren't helping clients, we are expanding our knowledge and connections.
We are proud members and contributors to many groups and activities in the STMA community such as
Discover STMA/Shop STMA,
WinterFest, Women's Business Collective, Wright County Economic Development Partnership and FYCC.
We are also proud and active members of MABIP and NABIP,
I-94 West Chamber of Commerce
& help support the MN Chamber of Commerce.
