SERVICES at EMEX Benefits...

At EMEX, we focus on tailoring your benefit program to your specific needs and goals. We work proactively on your behalf, watching out for you and your employees' best interests.
Our specialists continually evaluate, manage and update your plans. We keep ahead of legal changes and take advantage of the newest trends in the marketplace so your benefits programs remain cost-efficient and competitive. 

 We help you with dilemmas like these:

• Should you offer your employees a full range of life, health, disability, dental, vision-or some combination?
• Should you offer consumer-directed health plans like- HSA's, HRA's or HFSA's?
• How will your benefits be funded?
• Should you be fully insured, self-insured or a combination?
• How can you enhance your benefit package without adding costs which can help you stay competitive and attract and retain employees?
• Which employee contribution level and plan design is right for your employees?
• How do you find international benefits for your employees abroad?
• How to communicate effectively with your employees about their benefits and the value of their benefits?
• How do you manage your employee benefits plans?

By appointing EMEX Benefits Systems as your "Broker of Record" you can begin to experience the kind of advantages typically enjoyed by only the largest of corporations. Best of all, we can make this happen at no additional cost to your business! The EMEX "Bridge Beyond Benefits" will become clear from the very outset of the relationship: We are proud to offer our customers a written pledge. It is a pledge which spells out the services which you can expect- and count on- throughout the coming months and years.

Any meaningful evaluation must begin with a discussion of your corporate benefit philosophy. EMEX will then analyze your current health care plans in light of that philosophy. We will work with you to establish long range goals and to develop an appropriate implementation strategy. This review should encompass all of your benefits- from medical to retirement to cafeteria plans, thereby assuring you of a cohesive program, capable of meeting your corporate objectives.

We believe that our evaluation process is the most comprehensive available. A review of your company's benefit philosophy is a vital starting point; however, there are many other factors which are also significant. These include governmental issues such as COBRA compliance, ERISA requirements, and Department of Labor and IRS regulations. The EMEX analysis also provides detailed assessments of alternative funding mechanisms, managed care and cost containment strategies, and effective employee communications.

Upon its completion, we will provide a written summary of our findings and recommendations for your consideration. Upon your concurrence, EMEX will develop all necessary Requests for Proposals, in order to market your plan to prospective carriers. We are highly experienced in negotiating with, or representing the interests of, large multi-state organizations. At the same time, we understand the significance of the less visible (but equally important) responsibility of day to day plan management and employee communications. Our web based benefit management systems including employer and employee web pages are unique and extremely valuable to you and your staff. In addition our web based services are an invaluable tool for you to gain access to answering HR questions.

Indeed, once your benefits program is in place, our personalized "shirt-sleeve" approach becomes a most valuable resource for your company. The EMEX staff helps to ensure the overall success of your benefit programs by assisting with daily administrative concerns, as well as employee enrollment and education issues.
Remember- EMEX works for you. The EMEX "Bridge Beyond Benefits" provides you with an advocate-partner whose expertise will help your firm fulfill the benefit needs of its employees in a manner consistent with the well-being of your company. Our professional services minimize your expenses. They also maximize your time. With EMEX Benefit Systems as your benefit plan advocate, your key personnel become available for more productive business endeavors.